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Create physical and virtual cards for your business

Issue cards in minutes, set spend rules in real time, and reconcile every charge — without opening a new bank account.

Spendlane virtual card

Create custom cards

Spin up virtual cards with merchant locks, daily caps, and team-level budgets that update instantly.

Control every charge

Approve, freeze, or reroute spend from one dashboard — with alerts before a payment clears.

Close books faster

Auto-match receipts, memos, and GL codes so finance sees clean exports, not spreadsheet archaeology.

Build a flexible card program for your business needs

Whether you run a ten-person startup or a distributed finance team, Spendlane scales from single-use vendor cards to department budgets with policy templates.

“We know the card market very well and this product provides the speed, flexible account model and API-first approach that no one else can.”

Spend everywhere, pay anyone effortlessly

Virtual cards work online. Physical cards work in-store. ACH and wire payouts cover vendors who do not take cards — all from the same balance.

“Our ops team finally stopped sharing one corporate card. Every contractor gets their own lane with limits that make sense.”

Get cashback rewards on your favourite brands

Earn automatic cashback when your team spends at partner merchants — no coupon codes or manual claims.

Physical Stores
  • Harbor Roast
  • Urban Market
  • Northline Outfitters
  • Field & Co.
  • Metro Provisions
  • Brightside Books
  • Summit Athletics
  • Cedar Home
Online Stores
  • Streambox
  • CloudShelf
  • Voyage Booking
  • Pulse Audio
  • DeliverNow
  • Atlas SaaS
  • Maker Supply
  • Wellmade Studio

Get started in minutes and connect all your accounts in one place

Download the app, verify your business, and link your funding source — most teams are live the same day.

1

Download the app

Invite admins and cardholders from iOS, Android, or the web console.

2

Request your cards

Choose virtual, physical, or both. Ship to offices or individual addresses.

3

Connect your accounts

Link payroll, accounting, and bank feeds for automatic reconciliation.

Compliance-built cards for businesses and professionals

Spendlane is designed for regulated spend — with audit trails, tokenized card data, and policies finance can actually enforce.

  • Identity verification & KYB
  • Secure credit card data tokenization
  • Online and mobile payments
  • Global regulations and compliance

“This card is awesome. The app lets me link foreign cards with a new one which makes everything 100 times easier. Like Apple Pay, online shopping without useless phone confirmation.”

Priya Nair — CEO & Co-Founder

Get the only custom super card you'll ever need

Start free, add controls as you grow. No annual contracts on standard plans.

Starter
$0/m
Features include
  • Contactless payments
  • Mobile payments
  • Extra card (optional)
  • Free payments worldwide
  • Free domestic ATM withdrawals
Popular
Smart
$12/m
Everything in Starter, plus
  • Cashback
  • Travel insurance
  • 3 Extra cards (optional)
  • Flight insurance
  • Two-factor authentication
  • Chatbot and in-app support
  • Discounted domestic transfers
You
$24/m
Everything in Starter, plus
  • Split and settle bills
  • Money management
  • 5 Extra cards (optional)
  • Finance tracking
  • Free and international domestic ATM withdrawals
Black
$49/m
Everything in You, plus
  • Manage subscriptions
  • Savings vaults
  • Commission-free stock trade
  • Crypto and commodities
  • Free foreign exchange

FAQs

How can I add money to my account?

Link a business bank account or send a wire from your treasury system. Funds usually settle within one business day.

How is my document data stored/secured?

Verification documents are encrypted at rest and access is logged. Retention follows your plan's compliance settings.

I do not want to pay now, how can I proceed?

Starter is free forever for up to three cards. Upgrade when you need advanced controls or higher limits.

How do I get started with card payments?

Complete KYB in the app, connect a funding source, and issue your first virtual card — most teams finish in under ten minutes.

Can I get a standard card for free?

Yes. Starter includes one virtual card and optional physical card shipping at cost.

I don't have the required documents, how can I proceed?

Our support team can guide you through alternative verification paths for sole proprietors and international entities.

What are you waiting for?

Get the only custom super card